Lumis:
Test Compliance Workflows
Before They Cost Real Money
The pre-production testing infrastructure for KYC, AML, and onboarding workflows. Scaling CTOs choose Lumis because maintaining custom internal compliance sandboxes is an ongoing engineering liability. Simulate decisions instantly without staging costs.
The Architecture
Policy ➔ Testing ➔ Production
Do not deploy rule configurations directly from spreadsheets. Place a dedicated staging verification layer in the middle of your workflow to eliminate logic failures and rate limit charges.
Compliance Design
Compliance officers map decision rules, KYC trees, or AML screens. Historically managed in disjointed, unverified spreadsheets.
Lumis Testing
The pre-production staging environment. Simulate mock transactions, test Zod-based schemas, and run regression suites locally or in CI/CD before any change hits production.
Production RegTech
Deploy verified and version-controlled logic directly to production vendors like Alloy, Sardine, Sumsub, or Persona with absolute confidence.
Why Developers Choose Us
Everything you need to test, validate, and prove compliance.
Visual Compliance Graph
Route mock data through a drag-and-drop compliance graph. Watch KYC, AML checks light up as they execute in real-time.
Sub-Second Execution
Run complete compliance simulations in under 500ms. Token-bucket rate limiting handles any scale.
Zero-Knowledge Security
PII auto-redacted in audit logs. SHA-256 hashed API keys. Row-level access control on every function.
Exportable Audit Trail
Every simulation produces a timestamped, PII-redacted report ready for compliance officers.
CI/CD Ready
Generate API keys, call the REST endpoint from GitHub Actions, and get pass/fail in your pipeline.
Multi-Region Templates
US KYC, EU GDPR, UK AML, Ghana MoMo, Singapore PSD2 — ready out of the box.
Three Steps. One Minute.
From payload to proof in under a minute. No configuration, no setup, no waiting.
Write Your Payload
Use the Monaco editor with auto-complete and Zod validation. Paste your JSON or use template data.
Run the Simulation
Hit ⌘ Enter. Watch nodes light up green or red as rules evaluate in real-time on the canvas.
Export the Proof
Download a PII-redacted PDF audit trail. Hand it to your compliance team or attach to a PR.
Built for KYC, AML, GDPR, and beyond
Compliance testing shouldn't require a law firm or a six-month implementation. Lumis gives developers a structured sandbox for simulating KYC identity verification, AML transaction screening, GDPR consent checks, and sanctions screening against OFAC, UN, and EU consolidated lists.
Each simulation runs a payload through a directed acyclic graph (DAG) of compliance rules. Every node is a discrete check — identity match, risk score threshold, PEP screening, geographic flag — and produces a deterministic pass or fail with a timestamped audit entry.
Lumis supports out-of-the-box rule templates for US FinCEN KYC, EU GDPR / AMLD6, UK FCA AML, Ghana MoMo KYC, Singapore MAS PSD2, and more. Custom rulesets can be created from scratch using the visual graph editor.
KYC Identity Verification
Simulate logical outputs for document checks, SSN validation, biometric match signals, and real-time CDD routing against configurable risk thresholds.
AML Transaction Screening
Route transactions through velocity checks, amount thresholds, currency controls, and PEP / sanctions list screening in a single payload.
GDPR Consent & Data Governance
Verify consent signals, data minimisation compliance, right-to-erasure eligibility, and cross-border transfer guards against GDPR Article 5.
Sanctions & Watchlist Screening
Test payload routing against OFAC SDN, UN Security Council, and EU Consolidated lists — with jurisdiction-aware conditional branching.
Two reasons teams choose Lumis
Whether you’re replacing spreadsheet chaos or cutting staging API costs, Lumis is the dedicated pre-production testing layer between rule design and production deployment.
You track compliance in Excel
Your compliance officer maintains a decision tree in spreadsheets. Engineers implement something different. Nobody’s certain they match — and the spreadsheet won’t satisfy a regulator.
Lumis replaces that. Build compliance logic visually, run test payloads through it, and export a signed PDF audit trail in minutes.
You already use Sardine, Persona, or Alloy
Every CI run hits a live sandbox API: rate limits, per-check fees, hardcoded keys. Testing your rule logic shouldn’t cost $1.35 per call or block on sandbox contracts.
Lumis is the layer before the layer. Mock all edge cases locally, validate routing logic, then plug in the real production API once it’s proven.
Simple, Transparent Pricing
Start free. Upgrade when you need it.
Pro
For compliance teams running real workflows
14-day Pro trial — no card required- 25,000 simulations / month
- Unlimited active rulesets
- 90 days audit retention
- 5 API keys for CI / CD
- DAG version history
- Webhooks (Beta)
- Priority support
Business
Scale without limits — pay only for what you use
- 100,000 + Metered simulations included
- $2.00 / 1k sims over 100K (pay-as-you-go)
- Everything in Pro
- 1 year audit retention
- Unlimited API keys
- Priority support channel
Frequently Asked Questions
Ready to test your
compliance logic?
Sign up and get 14 days of full Pro access — API keys, unlimited rulesets, and 25k simulations. No credit card. No sales call.
Built by Ebo Essel at Native Foundry · Last updated June 2026